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Motor Vehicle Accident Compensation in New York If you suffer injuries in a motor vehicle accident that the state of New York deems serious, you may be able to sue for compensation. Your lawyer can advise you whether your injuries are within the criteria for this. Insurance companies are skilled in denying the severity of your losses. Insurance companies can offer settlements that are not enough to cover your losses. Damages If you've suffered injuries in a motor vehicle crash and suffered injuries, you could be entitled to compensation. These damages are intended to compensate you for your losses and expenses, including medical expenses, lost wages, and property damage. You can also be compensated for pain and suffering. This type of compensation could be subjective and difficult to quantify. However, a knowledgeable tort lawyer can help you receive the most compensation for your injuries. If, for example, you sustain an injury that causes permanent impairment to your leg or arm the compensation could include future costs associated with the impairment. This could include physical therapy, surgeries, equipment, or prosthetics. In addition, a permanent loss of a limb, or a major disfigurement could lead to the occurrence of a lifetime of emotional pain and a decreased enjoyment of life. This is referred to as mental anguish. Insurers frequently try to reduce the value of non-economic damages that are intangible. However, a seasoned tort lawyer from Morgan & Morgan can make sure you get the full value of the general damages in your case. Medical bills If you're injured in a motor vehicle crash medical bills can pile up quickly. The bills may seem overwhelming and a lot to manage, especially if you try to recover from your injuries. Luckily, there are several options for car accident victims can get help with medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim after an accident. PIP will pay for the loss of income in the event that the person is disabled for up to 90-days. In addition to PIP and health insurance, a victim's insurance and Medicare can also be used to pay their medical bills. The only catch is that the patient has to be able prove that the expenses are connected to the accident by providing doctor's bills and receipts. Some doctors and hospitals will allow an accident victim negotiate a payment arrangement in exchange for a lien against the victim's personal injury settlement or verdict. These liens are often called medical liens or hospital liens. If you do not resolve these liens within a reasonable period of time the debts could be sent to collection. By keeping track of and storing their mileage receipts, victims can also claim compensation for the costs incurred when traveling to and from a medical appointment. Loss of wages If you have to miss work due to an accident in your vehicle, it can be very difficult to survive. motor vehicle accident lawyer palm coast live paycheck to paycheck and losing a few weeks or months of wages could be catastrophic. Victims of car accidents are often capable of recovering lost wages through lawsuits for car accidents. Typically, claims for lost wages are determined by calculating the amount of time that an injured person would have worked regardless of their injuries. This can include missed shifts or overtime hours and any work performed during an hospital stay. To prove that the income was lost the plaintiff should request documentation from his employer. This can include letters that confirm the hours they were off work and their salary or hourly rate. Other documents include pay stubs, copies of the injured party's tax return for the previous year. It is essential that the demand form be sent as soon as possible following an accident. The person who was injured is able to obtain the maximum amount of compensation from their claim. In addition, evidence of the accident may be more compelling when it is provided as soon as it is possible. Pain and suffering The physical and emotional stress that result from a car crash can be extremely difficult to place a value on. But, it's important to seek out compensation for these losses in your case. They are referred to as non-economic damage. These damages could include pain and suffering, loss of enjoyment life, PTSD, and more. The costs of these can be difficult to quantify since it could take some time to fully comprehend the impact of your injury. Your lawyer can employ one of two methods to calculate your pain and suffering damages. The most commonly used is the multiplier method in which your economic damages are tallied up—including the future and past medical expenses and any loss of income due to your injury, and property damage—and multiplied by a number that ranges between 1.5 to 5. The higher the number, the more severe your injuries are deemed to be. Per diem is an alternative method to quantify the extent of suffering and pain. Lawyers can ask the jury to award a dollar amount per day you continue to suffer. This is especially beneficial to accident victims who work outside of the home or have to care for children while they recover from their injuries.